I help professionals, investors and business owners earning $120k+ legally minimise tax, structure investments, and build lasting wealth through the StrategyOS framework.
“Most people have an accountant. Very few have a strategy. That’s the gap I fill.”
I’m Andrew Romano - a Chartered Accountant, SMSF Specialist, and the founder of FTC in Sydney. For over 15 years, I’ve worked exclusively with professionals, investors and business owners who earn $120k or more, helping them make smarter decisions about tax, property, and money.
My approach is different to most accountants. I build a comprehensive strategy - your StrategyOS - covering tax minimisation, investment structuring, superannuation, and long-term wealth creation.
I share everything I know through my content, because I believe financial literacy shouldn’t be locked behind a paywall. If you’re ready for personalised advice, that’s where the strategy session comes in.
Strategic advisory for professionals and business owners earning $120k+ who want to make smarter decisions about tax, property, and money.
Stop paying more tax than you need to. I’ll show you how to legally reduce your tax bill using super, trusts, timing, and structure.
Learn more →Before you buy your next property, get the structure right. Personal name, trust, company, or SMSF - I’ll help you decide.
Learn more →Set up, optimise, or restructure your SMSF. Buy property in super. Get the strategy right before you commit.
Learn more →A structured approach to making better financial decisions.
A deep-dive assessment of your financial position, goals, income, and current structures.
A tailored strategy with specific numbers and projections covering tax, super, property, and structure.
Implementation support with FTC handling all compliance. You focus on building wealth.
“Andrew has a wealth of knowledge and a true passion for helping people build financial security.”
- Google Review
“Reliable, honest, and simplifies complex investment strategy into clear action steps.”
- Google Review
“The strategy session alone saved me more than it cost. Completely changed how I think about tax.”
- Google Review
100+ five-star reviews on Google
Actionable guides written by a Chartered Accountant -
RBA inflation warnings are a reminder to stress-test your cashflow and tax strategy. A practical 2025-26 guide for Australians earning $120k+ on what to review now.
8 proven tax minimisation strategies for high-income Australians in 2025-26. Legal, ATO-compliant, and built for $120k+ earners.
How family trust income splitting works, the real tax savings using 2025-26 rates, Section 100A risks, and the NSW land tax trap.
Compare every investment property structure with tax rates, CGT impact, and case studies for high-income Australians.
SMSF property investment: tax rates, LRBA rules, real costs, and who should and shouldn’t buy. A complete guide.
The EOFY tax checklist I give my high-income clients - super, CGT, trust distributions, deductions and more.
Calculators, checklists, and guides built for high-income Australians.